The services and products described on this web site are intended to be made available only to persons in the U.S., and the information on this web site is only for such persons. Nothing on this web site shall be considered a solicitation to buy or an offer to sell insurance or a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the insurance and securities laws of such jurisdiction. In addition, this web site provides only a simplified description of insurance coverages and is not a statement of contract. Coverage may not apply in all states (see Agency License Information). For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus if applicable. All listed insurance carrier, health, wellness and financial web site links are in no way affiliated with Pappas Financial with the exception of M Financial Group. We do not endorse nor recommend the beliefs or opinions of web sites other than our own.

This WWW site may not be used to place, buy or sell orders for securities or investments or to give instructions regarding accounts maintained by any user with Pappas Financial. The material in this site does not constitute a recommendation or endorsement with respect to any company, security or investment. We do not guarantee any return on investment and maintain that securities investing should be considered a risk.

In no event shall Pappas Financial or any of its directors, employees or other representatives be liable for any special, incidental, indirect or consequential damages of any kind including, without limitation, those resulting from loss of data, income, profit, and on any theory of liability, arising out of or in connection with the use or performance of this web site.

This site could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in new editions of this web site. Pappas Financial may make improvements and/or changes in the product(s) and/or program(s) described in this web site at any time.

The principal place of business and the state of domicile for Pappas Financial is:
30301 Northwestern Highway
Suite 200
Farmington Hills, MI 48334