Our Approach to Wealth Management
“Diversification is the conscious decision not to make a killing in order to not get killed.” Our typical client no longer has a need to “hit the homerun”, but more appropriately sizes the risk they take with the returns required to achieve their very personalized set of goals. Our philosophy begins with a key question, “How can we reduce portfolio risk while delivering goal satisfying growth and income?”
Navigating the complexities of the financial markets seems to get more difficult and confusing each year. With an overwhelming number of articles, books, talk shows, and get rich quick infomercials bombarding our senses, our role as investment advisors is to organize, digest and formulate personalized wealth plan blueprints in order to coordinate and synchronize our clients’ complex financial pictures.
The grandfather of Modern Portfolio Theory, Harry Markowitz, advised investors in the 1950’s to
diversify their investments across available asset classes. Today’s asset allocated portfolio of stocks, bonds, and cash only expose investors to a small part of today’s investable universe. Our recipe of Core to Satellite methodology is intent on delivering a substantially more diverse portfolio of economic returns in order to provide a smoother investment ride, more consistency, and increased resilience during market turmoil*.
*Please note that diversification does not assure a profit or protect against loss in a declining market.
The Enterprise Investment Company
The Enterprise Investment Company (Registered Investment Advisor) provides individual investors access to institutional style money management programs at a reasonable cost. We offer asset management programs through Fidelity Investments, SEI Investments, and other institutional firms. Our philosophy is to utilize a managed approach to allow you to reach your individual goals and objectives. We also offer a variety of specialized alternative investment opportunities and our own proprietary Pappas Financial investment portfolio.
NOTE: Pappas Financial d.b.a., has common ownership with The Enterprise Securities Company, a registered Broker Dealer, Member FINRA (The Financial Industry Regulatory Authority) & SIPC (Securities Investor Protection Corporation) and, The Enterprise Investment Company, a Registered Investment Advisor.